Payment Policy

Last updated: 2026

This Payment Policy explains the available payment methods, processing rules, and payment-related conditions for purchases made on Modelium.club (the “Website”).

1. Accepted Payment Methods

We accept payments using the following methods, depending on availability:

  • Credit and debit cards (Visa, Mastercard)
  • Other payment methods offered by our authorized payment service providers

All payments are processed securely by third-party payment processors.

2. Currency & Pricing

  • Prices are displayed in the currency indicated on the Website.
  • The final amount charged may vary slightly due to currency conversion rates applied by your payment provider.
  • Any additional fees imposed by your bank or card issuer (such as foreign transaction fees) are the responsibility of the customer.

3. Secure Payment Processing

In accordance with the recommendations of the Payment Card Industry Security Standards Council, customer card details are protected using transport layer encryption – TLS 1.2 and application layer encryption using the AES algorithm with a 256-bit key length.

  • We do not collect or store full payment card details.
  • All sensitive payment data is handled directly by certified payment providers in compliance with PCI DSS standards.

4. Payment Authorization

  • By submitting a payment, you authorize us to charge the selected payment method for the total purchase amount.
  • Transactions are processed only after successful authorization by the payment provider.
  • We reserve the right to decline or cancel a transaction in cases of suspected fraud or unauthorized use.

5. No Discrimination of Payment Methods

We honor all valid Visa and Mastercard cards without discrimination when properly presented for payment.

  • No minimum or maximum transaction amount is required to complete a purchase.
  • Cardholders retain full rights to dispute transactions in accordance with their card issuer’s policies.

6. Transaction Receipts

After a successful payment:

  • A transaction receipt is made available to the customer via email and/or their user account.
  • Receipts remain accessible for at least 120 calendar days after the transaction date.
  • If you do not receive a receipt, you may contact customer support to request one.

7. Failed or Declined Payments

If a payment is declined:

  • No charge will be made.
  • You may attempt the transaction again using another payment method.
  • We are not responsible for declines caused by your bank or payment provider.

8. Refunds & Cancellations

Payments and refunds are governed by our Refund & Cancellation Policy.

Please review this policy before completing a purchase, as digital products are generally non-refundable.

9. Changes to This Policy

We reserve the right to update this Payment Policy at any time. The latest version will always be available on the Website.

10. Contact Information

For payment-related questions, please contact us:

Email: contact@modelium.club
Website: https://modelium.club